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Loftis & Wetzel Corporation Blog

View the latest blog posts from Loftis & Wetzel Corporation.

We are all concerned with saving money and it is important to shop around when looking for insurance coverage. However, simply reducing your coverage or dropping important coverages altogether can leave you dangerously underinsured in the event of a disaster.   READ MORE >>

There's nothing better than sitting in the backyard, listening to the crickets chirp, watching the sun set and enjoying a fire. As the coolness of the evening creeps in, you can gather with friends and family around the fire pit to unwind and maybe roast a few marshmallows. READ MORE >>

You can always pay the insurance company directly for your homeowners policy, but you have other options. You can ask your mortgage company about escrow, which allows you to pay your homeowners insurance payment along with your mortgage payment. READ MORE >>

Oklahoma businesses will see a 7.8% cut in workers compensation loss cost rates in 2015, the Oklahoma Insurance Department said Tuesday. Workers comp rates are decreasing for the second straight year after the Boca Raton, Florida-based National Council on Compensation Insurance Inc. READ MORE >>

A report released by the National Highway Transportation Safety Administration (NHTSA) puts a $277 billion price tag on the economic costs of traffic crashes in the United States in 2010, a 20 percent increase over its 2000 data. The economic costs are equivalent to approximately $897 for every person living in the U. READ MORE >>

Life insurance causes more confusion for people than perhaps any other type of insurance, partly because there are several different types of life insurance products, and partly because the best life insurance is unique to each individual. Should you buy term life or permanent life insurance? READ MORE >>

Your livestock—cattle, goats, chickens, pigs etc.—provide value to your farming business. Their labor, milk, eggs and meat all directly correlate to your profits. If you were to lose your livestock, would your farm be able to survive in this tough market? READ MORE >>

The rate of Oklahomans without health insurance declined 3.9 percentage points in 2014, but states that took advantage of provisions in the Affordable Care Act saw bigger drops, according to a survey released this week. Oklahoma’s rate of uninsured went from 21.4 percent in 2013 to 17. READ MORE >>

Smoking is bad for you—we’ve all heard it before. But what makes it so hard to quit? The act of smoking is both a physical and psychological addiction, which is often treated as a way to cope with stress, depression or even boredom. In order to effectively quit, you have to address both the addiction and the habits that go along with it. READ MORE >>

When you're considering the purchase of life insurance, one of the most important things to know is the difference between term life insurance and whole life insurance. This knowledge will help you determine the best coverage for your particular needs. Term Life Insurance  READ MORE >>

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