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Only a third of the American population owns life insurance, even though 70 percent of households claim they would experience financial trouble if the primary wage earner died. Why is there such a wide gap? Unfortunately, many people are led astray by poor advice or myths. READ MORE >>

As a business owner, you may find yourself in a constant search for quality employees who will work hard to help meet the business' big picture goals. The task may seem daunting, but there are things you can do to make your workplace more attractive to skilled job seekers. We've put together a few ideas to help get you started. READ MORE >>

Dashboard warning lights can be confusing. Often the warning is just a symbol instead of words. Therefore it may be difficult to decipher what the warning means. However, it is extremely important that dashboard warnings not be ignored. It is possible that addressing the issue that triggered the warning will prevent a future accident. READ MORE >>

What Is Diminished Value? After a vehicle has been involved in a major accident and has been repaired, depending on its age and condition, the resale value may be less than if it had not been damaged. In other words, potential buyers may believe the repairs, even if they meet the highest stand... READ MORE >>

We are all concerned with saving money and it is important to shop around when looking for insurance coverage. However, simply reducing your coverage or dropping important coverages altogether can leave you dangerously underinsured in the event of a disaster.   READ MORE >>

There's nothing better than sitting in the backyard, listening to the crickets chirp, watching the sun set and enjoying a fire. As the coolness of the evening creeps in, you can gather with friends and family around the fire pit to unwind and maybe roast a few marshmallows. READ MORE >>

You can always pay the insurance company directly for your homeowners policy, but you have other options. You can ask your mortgage company about escrow, which allows you to pay your homeowners insurance payment along with your mortgage payment. READ MORE >>

Oklahoma businesses will see a 7.8% cut in workers compensation loss cost rates in 2015, the Oklahoma Insurance Department said Tuesday. Workers comp rates are decreasing for the second straight year after the Boca Raton, Florida-based National Council on Compensation Insurance Inc. READ MORE >>

A report released by the National Highway Transportation Safety Administration (NHTSA) puts a $277 billion price tag on the economic costs of traffic crashes in the United States in 2010, a 20 percent increase over its 2000 data. The economic costs are equivalent to approximately $897 for every person living in the U. READ MORE >>

Life insurance causes more confusion for people than perhaps any other type of insurance, partly because there are several different types of life insurance products, and partly because the best life insurance is unique to each individual. Should you buy term life or permanent life insurance? READ MORE >>

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