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Farm operations depend on a variety of assets. You need to protect those assets to ensure your farm stays operational in the short and long term. Farm insurance can help you to do that. At the heart of every farm insurance policy is loss prevention. In other words, the right policy can help you to prevent loss of your farm or operations by providing financial protection for those key operational components of your business. If you treat your farm like a business, you’ll be able to identify the risks your farm business faces and then adjust your insurance policies to mitigate those risks.

What Risks Do You Face?

Though farms operate in various ways, most have key components that keep them operational. Losses to these assets can mean costly setbacks and, in some cases, shuttering of the farm itself. Here are some examples.

  • Your property’s equipment is vital to keeping your crops growing or your animals in line. If you experience a large-scale breakdown, theft, fire or other events, that equipment can become out of reach, causing a full stop to occur with your company. Insurance can help to provide financial protection from such losses.

  • Buildings are a key component to your farm’s operation, especially when they store supplies. If they become damaged in a storm or catch on fire, the losses can be very high and hard to overcome. Property insurance mitigates some of these risks for you.

Farm insurance can also cover some types of personal property, farm tools, livestock, grain and much more. When you work with your insurance provider, the goal will be to ensure that your coverage matches the specific risks you face in operating your farm. Talk about your needs, including medical payments and personal and farm liability insurance. You’ll want to cover vandalism, theft, fire and much more. A comprehensive farm insurance policy is designed to first address your areas of risk and then offer financial protection to allow you to overcome them.

With the right coverage, you can prevent the loss of your farm business. There is no way to prevent all risks to your farm. With these policies in place, though, you can significantly reduce the risk of your farm suffering significant loss.

We’ve got you covered. Call Loftis & Wetzel Corporation at (855) 360-0466 for more information on Oklahoma City farm insurance.
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115 W Blackwell Avenue
Blackwell, OK 74631
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