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We're well into the age of the Internet of Things -- in fact, I'm not sure people even call it that anymore. I think we might just call it "the way things are," now. This state of being that we find ourselves in means a wealth of convenience. We can deliver groceries to our home, products in two or fewer days, and even control the way our house operates. READ MORE >>

When you riding your bicycle, do you need insurance? Do you need a cyclist policy? Or does your auto policy cover you? These are the questions I will happily puzzle over so you don't have to. Turns out the answer isn't quite so simple.  What Coverage Do I Need? READ MORE >>

This weather has been a monster, even if we have been lucky to see sun the last few days. With more chances of severe weather in the forecast, the Oklahoma Insurance Department has taken measures to assist insureds across the state get their lives back in order before they deal with insurance paperwork. READ MORE >>

It is no secret that the last half of May 2019 has been a mess of severe weather for Oklahoma. It's been bad enough that I hesitate to write about it. Our home offices are in Blackwell and Ponca City; we have seen the damage. We feel the weather-weariness of "what now," when the severe weather alerts hit our phones and television screens, too. READ MORE >>

  At Loftis & Wetzel, we treat our task as a service, and that means maximum comfort for our clients. Now when you search for Loftis & Wetzel on your smart phone, you are able to click "Message" to start a texting conversation with an agent. READ MORE >>

If you have ever considered purchasing homeowners insurance on a home, you probably encountered a discussion about the “value” of your home. You might be thinking that a home you purchased for $200,000 should reasonably be insured for $200,000-- but your insurance agent might have wanted to talk in higher numbers. READ MORE >>

Congratulations on your new vehicle purchase! Or maybe you are thinking about a new purchase-- in which case, I applaud your forward thinking! But now, you surely have questions about what your insurance will do once you make the purchase. The answer to your questions all depend on the circumstances under which you buy the new vehicle. READ MORE >>

Maybe you have found your dream home and signed on the line to buy. But, you aren’t finished yet. You still have things to do before the moving truck arrives. Failing to properly take possession of your home might create problems down the road. READ MORE >>

Life insurance policies have specific language in them to minimize the risk that the funds end up in the wrong hands. If you file for divorce, you can most often change the terms of your life insurance policy. However, there may be limitations to doing this. State laws can differ. READ MORE >>

An important condition of many workers’ employment is their ability to obtain benefits. Employers may offer health insurance, life insurance, workers’ comp and other coverage. Often, many employers legally must provide certain benefits.  Still, employers must do more than simply provide benefits to their teams. READ MORE >>

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