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Much of the country periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes. Here are some tips and steps you can take to keep your home safe and make insurance losses less likely during extended severe weather. READ MORE >>

Marriage, having a child, retirement are just some of the life events that can have a profound effect on insurance needs, so an annual New Year’s coverage review is always a good idea. Consider the following 5 questions when preparing for an annual review with your Insurance Professional: READ MORE >>

As a business owner, you may find yourself in a constant search for quality employees who will work hard to help meet the business' big picture goals. The task may seem daunting, but there are things you can do to make your workplace more attractive to skilled job seekers. We've put together a few ideas to help get you started. READ MORE >>

A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different types of homeowners policies are fairly standard throughout the country. READ MORE >>

If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance. READ MORE >>

Standard homeowners policies generally cover a wide range of potential disasters, from tornadoes and windstorms, to fire and lightning strikes, to winter storm damage caused by weight of ice and snow. Most homeowners policies cover all the disasters listed below. Some policies provide coverage only for the first 10 listed. READ MORE >>

Dashboard warning lights can be confusing. Often the warning is just a symbol instead of words. Therefore it may be difficult to decipher what the warning means. However, it is extremely important that dashboard warnings not be ignored. It is possible that addressing the issue that triggered the warning will prevent a future accident. READ MORE >>

What Is Diminished Value? After a vehicle has been involved in a major accident and has been repaired, depending on its age and condition, the resale value may be less than if it had not been damaged. In other words, potential buyers may believe the repairs, even if they meet the highest stand... READ MORE >>

We are all concerned with saving money and it is important to shop around when looking for insurance coverage. However, simply reducing your coverage or dropping important coverages altogether can leave you dangerously underinsured in the event of a disaster.   READ MORE >>

There's nothing better than sitting in the backyard, listening to the crickets chirp, watching the sun set and enjoying a fire. As the coolness of the evening creeps in, you can gather with friends and family around the fire pit to unwind and maybe roast a few marshmallows. READ MORE >>

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