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Loftis & Wetzel Corporation Blog: home insurance

View the latest blog posts from Loftis & Wetzel Corporation.

We're well into the age of the Internet of Things -- in fact, I'm not sure people even call it that anymore. I think we might just call it "the way things are," now. This state of being that we find ourselves in means a wealth of convenience. We can deliver groceries to our home, products in two or fewer days, and even control the way our house operates. READ MORE >>

When you riding your bicycle, do you need insurance? Do you need a cyclist policy? Or does your auto policy cover you? These are the questions I will happily puzzle over so you don't have to. Turns out the answer isn't quite so simple.  What Coverage Do I Need? READ MORE >>

  At Loftis & Wetzel, we treat our task as a service, and that means maximum comfort for our clients. Now when you search for Loftis & Wetzel on your smart phone, you are able to click "Message" to start a texting conversation with an agent. READ MORE >>

If you have ever considered purchasing homeowners insurance on a home, you probably encountered a discussion about the “value” of your home. You might be thinking that a home you purchased for $200,000 should reasonably be insured for $200,000-- but your insurance agent might have wanted to talk in higher numbers. READ MORE >>

Maybe you have found your dream home and signed on the line to buy. But, you aren’t finished yet. You still have things to do before the moving truck arrives. Failing to properly take possession of your home might create problems down the road. READ MORE >>

Home insurance provides financial help if a theft should occur. Vandalism is another risk usually covered by insurance. However, every homeowner should take steps to protect their home. This will help you feel more secure at home. It also helps ensure your home insurance costs remain manageable. READ MORE >>

A commonly overlooked aspects of home maintenance is garage door upkeep. Garage doors don’t last forever. Additionally, when homeowners use garage doors regularly, their lifespan shortens significantly. As the garage door ages, many people may encounter any of the following safety issues. READ MORE >>

A storm ripped through your home. You've found it was a tornado or a significant storm with high winds and damaging hail. Your home is severely damaged. It will take you time to repair it. What happens in the meantime to you and your family? READ MORE >>

Homeowners questioning the type and amount of insurance they need often come to one key area of concern: how much home insurance is necessary? Coverage depends on many factors, most importantly on the home's value. READ MORE >>

As a homeowner, a comprehensive homeowners insurance policy is one of the most important things you can have. While it’s standard for the structure and contents to be protected, there are a few things you should know about your coverage. Even if you have a standard home insurance policy, all your valuables may not be protected. READ MORE >>

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