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Loftis & Wetzel Corporation Blog: homeowners

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If you have ever considered purchasing homeowners insurance on a home, you probably encountered a discussion about the “value” of your home. You might be thinking that a home you purchased for $200,000 should reasonably be insured for $200,000-- but your insurance agent might have wanted to talk in higher numbers. READ MORE >>

There's nothing better than sitting in the backyard, listening to the crickets chirp, watching the sun set and enjoying a fire. As the coolness of the evening creeps in, you can gather with friends and family around the fire pit to unwind and maybe roast a few marshmallows. READ MORE >>

If someone has become injured on your property or if a violent storm destroys your home, you will need to file a claim with your insurance company. Remember, a homeowners policy is a contract between you and your insurance company. And there are rules and procedures that you and your insurer must follow. READ MORE >>

Tornado Alley is top of the heap when it comes to homeowners’ insurance rates. A new report by industry aggregator HomeownersInsurance.com ranked Oklahoma at the top of most expensive annual premiums paid by customers. Neighboring Kansas was No. 2., while Texas, Arkansas and Missouri all ranked in the top 10. READ MORE >>

Cleaning a home from top to bottom is a task that most people both dread and desire. Though it takes a lot of effort, it’s nice to take off the gloves, hang up the broom and enjoy a clean environment. While you can’t eliminate the effort of performing cleaning tasks, you can work smarter to minimize the time it takes to achieve the same amount of work. READ MORE >>

In truth, all year is pretty much tornado season in Oklahoma. But the prime conditions begin around late March and go through August in a typical year. Oklahoma City, in fact, has more tornado strikes than any other city in the United States. Here are some tips to help prepare you for the tornado season, some of which could possibly save your life. READ MORE >>

Investing in home improvement adds value to your house, but paying professional handymen and contractors can add up over time. But don’t start counting your pennies just yet. There are many simple projects that you can handle on your own to improve your home’s energy efficiency, appearance and value. READ MORE >>

In less than a month, ghouls, goblins and The Little Mermaid will be at your front door. Are you prepared?We aren’t talking candy-bought, decorations-up prepared. We mean, what happens if Glenda the Good Witch breaks her arm or your house is egged? Are you covered for that? READ MORE >>

You've probably heard this before, maybe loads of times. When it comes to insurance, it pays to shop around. There's a reason that line is repeated so often: It's solid advice, because big savings are possible. READ MORE >>

Residents of tornado-prone Oklahoma already pay some of the highest rates for homeowners insurance in the nation — and rates are only going up. It's not uncommon for insurance companies to raise rates in a region after a catastrophe like the tornadoes that hit Okl... READ MORE >>

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