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Loftis & Wetzel Corporation Blog: homeowners

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We're well into the age of the Internet of Things -- in fact, I'm not sure people even call it that anymore. I think we might just call it "the way things are," now. This state of being that we find ourselves in means a wealth of convenience. We can deliver groceries to our home, products in two or fewer days, and even control the way our house operates. READ MORE >>

When you riding your bicycle, do you need insurance? Do you need a cyclist policy? Or does your auto policy cover you? These are the questions I will happily puzzle over so you don't have to. Turns out the answer isn't quite so simple.  What Coverage Do I Need? READ MORE >>

It is no secret that the last half of May 2019 has been a mess of severe weather for Oklahoma. It's been bad enough that I hesitate to write about it. Our home offices are in Blackwell and Ponca City; we have seen the damage. We feel the weather-weariness of "what now," when the severe weather alerts hit our phones and television screens, too. READ MORE >>

If you have ever considered purchasing homeowners insurance on a home, you probably encountered a discussion about the “value” of your home. You might be thinking that a home you purchased for $200,000 should reasonably be insured for $200,000-- but your insurance agent might have wanted to talk in higher numbers. READ MORE >>

There's nothing better than sitting in the backyard, listening to the crickets chirp, watching the sun set and enjoying a fire. As the coolness of the evening creeps in, you can gather with friends and family around the fire pit to unwind and maybe roast a few marshmallows. READ MORE >>

If someone has become injured on your property or if a violent storm destroys your home, you will need to file a claim with your insurance company. Remember, a homeowners policy is a contract between you and your insurance company. And there are rules and procedures that you and your insurer must follow. READ MORE >>

Tornado Alley is top of the heap when it comes to homeowners’ insurance rates. A new report by industry aggregator HomeownersInsurance.com ranked Oklahoma at the top of most expensive annual premiums paid by customers. Neighboring Kansas was No. 2., while Texas, Arkansas and Missouri all ranked in the top 10. READ MORE >>

Cleaning a home from top to bottom is a task that most people both dread and desire. Though it takes a lot of effort, it’s nice to take off the gloves, hang up the broom and enjoy a clean environment. While you can’t eliminate the effort of performing cleaning tasks, you can work smarter to minimize the time it takes to achieve the same amount of work. READ MORE >>

In truth, all year is pretty much tornado season in Oklahoma. But the prime conditions begin around late March and go through August in a typical year. Oklahoma City, in fact, has more tornado strikes than any other city in the United States. Here are some tips to help prepare you for the tornado season, some of which could possibly save your life. READ MORE >>

Investing in home improvement adds value to your house, but paying professional handymen and contractors can add up over time. But don’t start counting your pennies just yet. There are many simple projects that you can handle on your own to improve your home’s energy efficiency, appearance and value. READ MORE >>

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