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Loftis & Wetzel Corporation Blog: insurance

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The average American driver is paying about $150 per month for auto insurance.. If you’re driving tens of thousands of miles per year, that might not seem like a lot of money, but what if you only drive 7,000? That means that you’re paying about 26 cents for each mile you drive. READ MORE >>

For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs. READ MORE >>

A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground. In an average year about 1,000 tornadoes are reported nationwide. Tornado intensity is measured by the enhanced Fujita (EF) scale. The scale rates tornadoes on a scale of 0 through 5, based on the amount and type of wind damage. READ MORE >>

Fog is a different entity that can provide many driving challenges. It often appears without warning and can disappear just as fast. It can reduce your visibility down to almost nothing without warning, so be prepared and follow these steps if you come across a foggy area while driving. READ MORE >>

As a business owner, the loss of one of your most experienced and skilled employees as a result of disability or death could disrupt the management and productivity of your business and negatively affect your bottom line. In this situation, having suitable key person insurance can help your business avoid these financial stumbling blocks. READ MORE >>

Insurance is one of life's odd purchases. We all buy it, and then afterwards we all pray that it was a waste of money, and that we will never need to use it. But accidents do happen, and when they do, insurance is what keeps our finances safe and sound. READ MORE >>

Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). READ MORE >>

There's an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you're getting a quality house that’s less likely to require costly repairs in the near future. READ MORE >>

Even when cash may be scarce, or revenues down, small businesses should not neglect their insurance needs. Businesses that are underinsured or without broad, proper and adequate coverage are taking needless risks, which could eventuate in serious financial problems, including bankruptcy. READ MORE >>

Do you have the right car insurance? Do you have enough coverage? While most people know whether they have liability, collision and/or comprehensive coverage, few people pay much attention to their insurance coverage until after they've been in an accident. READ MORE >>

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