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Loftis & Wetzel Corporation Blog: safety

View the latest blog posts from Loftis & Wetzel Corporation.

A storm ripped through your home. You've found it was a tornado or a significant storm with high winds and damaging hail. Your home is severely damaged. It will take you time to repair it. What happens in the meantime to you and your family? READ MORE >>

Farm operations depend on a variety of assets. You need to protect those assets to ensure your farm stays operational in the short and long term. Farm insurance can help you to do that. At the heart of every farm insurance policy is loss prevention. READ MORE >>

You make your living from the work of your hands, raising livestock. Throughout the year, your income is in danger because anything can happen to your livestock. Diseases, accidents and weather-related events can result in the loss of your cattle or poultry. How would you make ends meet if this happened? READ MORE >>

As a homeowner, a comprehensive homeowners insurance policy is one of the most important things you can have. While it’s standard for the structure and contents to be protected, there are a few things you should know about your coverage. Even if you have a standard home insurance policy, all your valuables may not be protected. READ MORE >>

The average American driver is paying about $150 per month for auto insurance.. If you’re driving tens of thousands of miles per year, that might not seem like a lot of money, but what if you only drive 7,000? That means that you’re paying about 26 cents for each mile you drive. READ MORE >>

For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To protect their investment from disasters, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs. READ MORE >>

A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground. In an average year about 1,000 tornadoes are reported nationwide. Tornado intensity is measured by the enhanced Fujita (EF) scale. The scale rates tornadoes on a scale of 0 through 5, based on the amount and type of wind damage. READ MORE >>

Fog is a different entity that can provide many driving challenges. It often appears without warning and can disappear just as fast. It can reduce your visibility down to almost nothing without warning, so be prepared and follow these steps if you come across a foggy area while driving. READ MORE >>

Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). READ MORE >>

In the United States, it has been a relatively quiet year for catastrophes. There were wildfires along the West Coast earlier in the year; the earthquake in Napa Valley, Calif., in August; and flooding in the Midwest, Northeast and Mid-Atlantic. READ MORE >>

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